I’ve been in the affiliate marketing business for over 15 years. I’m sharing with you the Ultimate Affiliate’s List with commissions starting at 15% and going up to 100%!! Hope you enjoy it ;)
Loan affiliate programs are of the highest paying niche, and if you are looking forward to getting a piece of the pie, you are in for the treat.
This blog post lists some of the best loan affiliate programs that pay massive commissions.
So, let’s dive right into it:
Check out the list of 14 high-paying loan affiliate programs in 2025:
1. Rocket Mortgage (Quicken Loans)
Headquartered in the United States of America, Rocket Mortgage, known as Quicken Loans, is a leading mortgage and refinancing company. Rocket Mortgages provides non-bank lending services that involve online direct lending for buying a home and related mortgages.
Quicken allows you to register in its affiliate program and rewards you for directing new customers to its site. You need to register in its affiliate program and get approved. Then, you’ll be provided custom links and banners to post on your website.
The best part about Quicken’s affiliate model is that there are no limits on your earnings. Your earnings will be dependent upon the number of traffic you will be bringing. So, your earnings equals the number of sales you drive.
URL: Quicken.com Affiliate Program
Commission Rate: $5-$15 per qualified lead
Cookie Duration: 90 Days
You might be interested in our article : 16 Best Investment Affiliate Programs
2. American Express
An American Bank holding company, American Express (AMEX), is one of the popular issuers of credit cards in the credit card industry. It issues world-class charge and credit cards and specializes in the credit card business.
The affiliate partnership model of American Express allows you to earn extra money through the CPS affiliate program and single-tier commissions. Single-tier commissions mean you, as an affiliate, will only earn commissions when you generate sales. American Express operates its affiliate through CJ affiliate.
As an affiliate, you can promote the digital and physical instruments of American Express. The best thing about it is that it has a lucrative commission of up to $200 per sale and no minimum payout requirement.
URL: American Express Affiliate Program
Commission Rate: $200 per sale
Cookie Duration: 7 Days
This article might interest you : Best Finance Affiliate Programs
3. Lending Club
Next on our list of best loan affiliate programs is Lending Club. Lending Club is America’s largest lending marketplace in San Francisco, California. As a lender, they lending Club offers online financial services, connecting borrowers with investors, providing them with loans that fit their needs.
Lending Club operates its affiliate program through Lasso. To become a Lending Club affiliate, you must sign up for their affiliate program. After reviewing your application, the Lending Club can accept or deny it.
Once accepted, you’ll receive a unique affiliate referral link that you have to add to your blog posts. You can get $100 per Referral when your audience purchases Lending Club offerings through your affiliate link.
URL: Lending Club Affiliate Program
Commission Rate: $100 per Referral
Cookie Duration: Unknown
Another interesting article : Best Credit Card Affiliate Programs
4. Zippyloan
Unlike other lenders, Zippyloan connects prospective borrowers to potential lenders who offer loans. In other words, Zippyloan is not a lender but connects borrowers with their network of potential lenders. It works as an online marketplace for payday loans and personal loans.
The best part is that with a Zipply loan, you can borrow from $100 to $15000 within a minimum time, even on a single business day. Also, some of its lenders cater to extended repayment periods of up to 60 months.
Zippyloan has an affiliate program in which affiliates can commission up to $45 per lead. The accepted traffic source for lead qualification includes emails, displays, search, exit pop, contextual, and social traffic.
URL: Zippyloan Affiliate Program
Commission Rate: $45 per lead
Cookie Duration: 1 Day
You could also read : 15 Best Forex Affiliate Programs
5. SoFi
Headquartered in San Francisco, SoFi is an American personal finance company that offers lending and financial services. SoFi allows its members to borrow, invest, save, and help use their money correctly.
SoFi, with its referral setup, provides an opportunity for its affiliates to earn a commission. You can log in to the SoFi app and then visit the “Refer Your Friend” section on your profile to get a unique referral link. You can earn a commission by sharing the unique link with your friends and family.
The amount of commission is dependent upon the type of product you refer to people. For example, you can receive up to $500 referring to private student loans and $300 for personal loans.
Commission Rate: Dependent upon the Referral
Cookie Duration: 30 Days
You might be interested in our article : 15 Best Gold Affiliate Programs
6. LightStream
LightStream is an American online lender company on our list of best loan affiliate programs. The company offers loans for different projects, such as home improvements and buying a new car. If you have a good credit record, the loans are available at lower rates than the market.
LightStream offers a link-based affiliate program through which you can earn affiliate commissions. For this, you can refer loan financing services to your customers through your website, which must be at least six months old.
Lightstream offers $60 as an affiliate commission per funded loan. You’ll be receiving a commission for every loan funded that you prefer.
URL: LightStream Affiliate Program
Commission Rate: $60 per funded loan
Cookie Duration: 105 Days
7. Upstart
Upstart is a publicly listed financial technology company headquartered in California, United States. As a leading AI lending place in the finance industry, it uses Artificial intelligence and non-traditional variables to predict the creditworthiness of lenders.
Upstart has an affiliate program that pays people and companies to promote its products. You’ll need to apply for Upstart’s affiliate program and get your application approved. After your application gets approved, you’ll get a unique referral link to add to your blog posts.
Upstart offers up to $120 per sale to its affiliates. So, if you make a sale for Upstart using your unique referral link, you’ll get $120 as a commission.
URL: Upstart Affiliate Program
Commission Rate: $120 per sale
Cookie Duration: 45 Days
8. Lending Tree
There’s no way we miss Lending Tree on our list of best loan affiliate programs. Lending Tree is an online lending marketplace headquartered in North Carolina. The marketplace allows lenders to choose the best loan deals by giving multiple offers from several lenders.
Lending Tree operates its affiliate program on the Cost-per-sale (CPS) model. As a Lending Tree affiliate, you’ll be referring potential home buyers and borrowers to its network of lenders. It offers several promotional resources and tools for promotion.
You can earn up to $70 per lead by joining Lending Tree’s affiliate marketing network. This commission rate applies to all Lending Tree offerings.
URL: Lending Tree Affiliate Program
Commission Rate: Upto $70 per lead
Cookie Duration: 14 Days
9. Credible
Founded in 2012, Credible is a financial technology company that helps to compare loans from multiple lenders and find the lowest rates. It allows consumers to compare and find the best rates for personal loans, student loans, mortgages, and other financial services.
The affiliate program of Credible allows you to earn a substantial commission amount. Whether you have a blog website on a loan niche or you are an influencer, you can join Credible’s affiliate program and start monetizing your content.
Credible offers a lucrative amount of $240 per every sale you make as an affiliate, one of the highest commissions in the market. Also, it has dedicated affiliate support to help you make more out of its affiliate program.
URL: Credible Affiliate Program
Commission Rate: Upto $240 per sale
Cookie Duration: 45 Days
10. Earnest
Headquartered in San Francisco, Earnest is an online lender with exceptional student lending products and services. With a mission to make higher education affordable and accessible, the company offers education financing options such as student loans.
With a variety of financing options to promote, Earnest has a versatile affiliate program. As an affiliate, you’ll add your Earnest Link directly to your content, such as blog posts.
What makes Earnest’s affiliate program on our list of best loan affiliate programs is the commission it offers. As an affiliate, you can earn $200 per Referral once your audience clicks and purchases through your Earnest link.
Commission Rate: $200 per Referral
Cookie Duration: Unknown
11. Upgrade
Established in 2017, Upgrade is a fintech unicorn offering affordable credit options. It offers personal and auto-refinance loans from partnered lenders and deals credit cards with individual lines of credit.
Upgrade’s affiliate program allows affiliates to earn a substantial amount of commission by advertising services that range from personal loans to credit monitoring. As an affiliate, you will be given a unique affiliate referral link, which you can add to your content/blogs.
As an Upgrade affiliate, you can gain a commission that ranges from $40 to $160 per lead. For this, you need to create content and add your link; every time your audience purchases through your link, you receive a commission.
URL: Upgrade Affiliate Program
Commission Rate: $40 to $160 per lead
Cookie Duration: 30 Days
12. LoanMart
LoanMart is a financial services company founded in 2001 and based in California. The company operates in the vehicle-secured loan sector. LoanMart offers lenders car title loans, allowing customers to secure their loans with the vehicle as their collateral.
LoanMart, with its affiliate scheme, allows affiliates to earn commission. To be a LoanMart affiliate, you’ll need to submit an application and get the application approved by LoanMart. Once approved, you’ll get access to the affiliate dashboard from which you’ll get your unique affiliate referral link.
You can earn a commission of $100 on the first loan for each sale made through your unique affiliate referral link. You’ll be rewarded for each funded loan from a valid affiliate referral link.
URL: LoanMart Affiliate Program
Commission Rate: $100 Commission Paid on First Loan
Cookie Duration: 30 Days
13. Fairstone
With almost 100 years of operation in the financial market, Fairstone is a trusted financial services company that delivers responsible loan solutions. The company offers unsecured personal loans, home equity loans, and online and offline mortgage services.
Fairstone offers an affiliate program that has a single-tier commission structure. It simply means you are eligible for commissions only on the sales you generate through affiliate links. It allows you to advertise their loan offerings through links, banner advertisements, or social media.
As a Fairstone affiliate, you can secure up to $200 per sale you generate. The best part about it is that there are no minimum payouts.
URL: Fairstone Affiliate Program
Commission Rate: $100 per Sale
Cookie Duration: 30 Days
14. PenFed
PenFed, headquartered in Virginia, U.S.A., is a leading Credit Union in the industry and is last on our list of best loan affiliate programs. PenFed provides several financial services, including personal loans, mortgages, auto loans, and student loans. It helps consumers with loans, savings, and credit cards.
PenFed, with its affiliate program, offers attractive commissions to affiliates for referrals that result in loan applications or approvals. As a PenFed affiliate, you can market personal loans, auto loans, and mortgages.
You can get a commission of up to $125 per order as a PenFed affiliate by promoting its loan products through your blog posts and websites. As a PenFed affiliate, you’ll be given a unique affiliate link that you can use to encourage loan instruments on your website and receive a commission each time a sale is made.
Commission Rate: $125 per Sale
Cookie Duration: 30 Days
Conclusion
If you are based on a finance niche and looking for an extra source of income, then you can sign up for the affiliate programs mentioned above. Whether you are an experienced affiliate marketer or a beginner, you can start promoting these loan affiliate programs, and earn a commission.
However, you have to make sure to check the requirements of each affiliate program so that you meet all the requirements. The requirements of each affiliate scheme are different, and we suggest you visit the official site to find the genuine requirements
We hope this article on the best loan affiliate program will help you start your affiliate marketing journey. You are wishing you the very best for your affiliate marketing journey ahead.
English 
French 
German 
Spanish 
Italian 
Portuguese 
Dutch 
Russian 
Japanese